Tap into your home equity

Take out $50,000- $500,000 – You choose the term. Fixed Rates 10, 15, 30 years.

Unlock the full potential of your home’s value…

With a Worthington Home Equity Loan.

  • $50,000- $500,000.
  • No out-of-pocket closing costs.
  • No application fees.
  • Fixed rates and terms to 30 years.

No cash due at closing…

We mean NO CASH due at closing. Simply fill out our application and start securing a low, fixed-rate mortgage. Enjoy the peace of mind that comes with finding the best rate and lowest monthly payments!

Work with one of the top lenders in the nation…

Our team of dedicated Personal Bankers is ready to assist you with any questions or concerns. Based 100% in the U.S., our experts provide personalized support to ensure you’re confident and informed every step of the way.

No documents needed to start

Prequalify in minutes

Don’t let your home’s equity just sit there .

Make it work for you!

Unlocking the potential of your home equity can be a valuable financial solution for you.


Begin your journey toward financial empowerment. Your home’s equity is a powerful tool for major renovations that can further increase the value of your home.


With options ranging from 10 to 30 years, our flexible repayment terms are designed to fit your life and your budget.

Increase your cashflow!

Use your extra cash for major purchases like a vacation home or a business investment

Billions of Home Loans.
Thousands of Happy Customers.

“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”

Rob Mould, Nashville, Tennessee

“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to Worthington Mortgage! Again, Thank You for the great support!”

Ray Simons, Home Refinance

“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”

Susan Bold, Home Purchase

“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”

Janet Cummings, Refinance

Worthington Mortgage is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”

Kimberly Timothy, Purchase

“Thanks to Will Worthington and Worthington Mortgage for making the home-buying process pleasant and simple, we couldn’t have done it without you!”

Albert Berckshire, Purchase