In a time of historically high home values, let us show you the advantages of refinancing your home.

Why Refinance with Worthington Mortgage

Not only do we care about our customers, we also offer the most comprehensive benefits in the market:

  • No Broker Fees
  • Lower Interest Rates
  • Lower Closing Costs
  • More Loan Options

Fill out the form and learn more about our Mortgage Banker Advantages, which include:

Save Thousands of Dollars when You Refinance with The Worthington Advantage

✔ Access equity for extra cash
✔ Consolidate debt
✔ Lower your monthly payments

Unlock the Benefits of Refinancing Today with The Worthington Advantage!

Secure a stable interest rate, keep your monthly payments affordable, and access your home’s equity for a stronger financial future. Take the first step towards lasting savings and financial security.


Increase your cashflow!

Receive same-day approvals and close in as little as 2 weeks.


  • No broker fees
  • Lower interest rates
  • Lower closings costs
  • In-house approvals


We focus on you, working with the same team every step of the way. It’s quick and easy

More reasons to choose us!

Tailored Solutions

Embracing the diversity of every borrower, our people tailor the mortgage experience to their borrowers’ unique situation and bring a personal touch to every relationship.

Unique Loan Options

Our 30+ years of mortgage experience opens doors to unique loan options and programs that meet virtually every situation at low and competitive rates.

Faster Processing

Inspired by our client’s trust in us, we act swiftly with urgency and precision to make the buying or refinancing process faster. Best of all, our simplicity yields cost savings that are passed along to our clients.

Delighted to Help

We understand a home is not a transaction—that is why we engage each client and their loan with tremendous care and empathy. We strive to deliver nothing less than the best service we have to give.

Let us know more…

Answer a few questions and be on your way!

Let us know more…

Answer a few questions and be on your way! It only takes 1:30 min


A mortgage experience that’s simple and streamlined

From application to loan approval, our process keeps you on track and fully informed every step of the way.


Quickly start calculating your future mortgage

This easy to use mortgage calculator will show you the amortization schedule and breakdown of your payments made towards your home loan.

It’s Time Your Mortgage Fit Your Needs

Common reasons to refinance

Access Equity

You want to access you equity for extra cash to make a purchase or pay of debt

Low Payments

You want to bring down those monthly mortgage payments or consolidate your debt

Shorten Mortgage

You want to shorten your 30 year mortgage into a 15 or 10 year mortgage

Consolidate Payments

You have two mortgage and want to consolidate them into one

Lower Rate

Instead of that adjustable rate mortgage. Get a lower interest fixed rate.

Pays Down Principal

You want to move from an interest-only mortgage to a loan that pays down principal

Billions of Home Loans.
Thousands of Happy Customers.

“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”

Rob Mould, Nashville, Tennessee

“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to New South Mortgage! Again, Thank You for the great support!”

Ray Simons, Home Refinance

“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”

Susan Bold, Home Purchase

“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”

Janet Cummings, Refinance

“NSM is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”

Kimberly Timothy, Purchase

“Thanks to Will Worthington and New South Mortgage for making the home-buying process pleasant and simple, we couldn’t have done it without you!”

Albert Berckshire, Purchase

Turning 62?

Give yourself more options with a REVERSE MORTGAGE

If you are about to turn 62 you have more options. As a Mortgage Banker we have both Forward and Reverse mortgage specialist. It may be worth looking into.