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As a VA Approved Lender, let us show you the way!
Recent surveys indicate that the primary reason why the big majority of veterans have not used their VA home loan benefit was due to lack of information. Let our experienced team at Worthington Mortgage help you navigate the VA loan process today!”
Mortgage Benefits for our Veterans
100% FINANCING WITH PURCHASE, LOWER INTEREST RATES
One of the best benefits offered and with lower rates you can enjoy lower monthly payments.
REDUCED CLOSING COSTS
When you apply for a loan, you often have to pay financing fees, but at Worthington Mortgage, we are able to roll them into your VA loan amount. Of course, that won’t be necessary if we obtain a Closing Cost Credit from your seller, meaning your closing costs could be completely taken care of.
NO PRIVATE MORTGAGE INSURANCE (PMI)
Normally, mandatory mortgage insurance makes your monthly payments higher. With a VA loan, you don’t have to worry about this! VA loans don’t require PMI.
QUICK CLOSING
At Worthington Mortgage, we pride ourselves on closing mortgages for our Veterans quickly-often in under two weeks.
RELAXED CREDIT REQUIREMENTS
The VA does not require a specific FICO score.
AN ASSUMABLE LOAN
A mortgage taken out using a VA loan can be assumed by a qualified new owner when you sell your home, making the moving process much easier later on.
Why Borrowers Choose Us
“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”
“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to New South Mortgage! Again, Thank You for the great support!”
“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”
“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”
“NSM is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”
“Thanks to Will Worthington and New South Mortgage for making the home buying process pleasant and simple, we couldn’t have done it without you!”
Let us help you with our
WORTHINGTON MORTGAGE ADVANTAGE
Billions in home loans and thousands
of happy home clients since 1990.
Mortgage Banker Advantage
Lower Interest Rates
No Broker Fees
Lower closing costs
Close In Just 14 Business Days With No Appraisals
