As a VA Approved Lender, let us show you the way
Recent surveys explain why veterans have not used their VA home loan benefit. Among the main reasons was lack of information and that is why you need our VA expert.
Mortgage Benefits for our Veterans
100% FINANCING WITH PURCHASE, LOWER INTEREST RATES
One of the best benefits offered and with lower rates you can enjoy lower monthly payments.
REDUCED CLOSING COSTS
Financing fees can be rolled into the loan amount. Plus a Closing Cost Credit from the seller means your closing costs could be paid for.
NO MORTGAGE INSURANCE (PMI)*
Mortgage insurance rates add to your monthly payments, but with the VA loan you no longer need PMI.
Close in as little as 2 weeks. Often no appraisals are needed so closing your mortgage is quick and easy.
RELAXED CREDIT REQUIREMENTS
he VA does not require a specific FICO score.
AN ASSUMABLE LOAN
A VA mortgage can be assumed by a qualified new owner when you sell your home. This can make your home easier to sell later on.
Why Use Worthington Reverse Mortgage Team?
As a concierge reverse mortgage banker, you work with the same small team throughout every step of the process. With everything inhouse, you never have to deal with a third party company.
Who is Eligible?
If you’ve served for at least 90 continuous days, you meet the minimum active-duty service requirement (ADSR). For veterans, it depends on when you serve. The requirement ranges from 24-181 days (ADSR).
Why Borrowers Choose Us
“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”
“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to New South Mortgage! Again, Thank You for the great support!”
“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”
“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”
“NSM is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”
“Thanks to Will Worthington and New South Mortgage for making the home buying process pleasant and simple, we couldn’t have done it without you!”
Let us help you with our
WORTHINGTON MORTGAGE ADVANTAGE
Billions in Home Loans and Thousands
of Happy Home Clients since 1990.
Mortgage Banker Advantage
Lower Interest Rates
No Broker Fees
Lower closing costs
Close in just 14 business days with no appraisals
With every step and decision, you work with the same in-house team.