Save Thousands of Dollars in Your VA Mortgage with The Worthington Advantage

✔ Lower Interest Rates
✔ No Broker Fees
✔ Up to 100% Financing
✔ 10-day closings

Save Thousands of Dollars in Your VA Mortgage with The Worthington Advantage

✔ Lower Interest Rates
✔ No Broker Fees
✔ Up to 100% Financing
✔ 10-day closings

As a VA Approved Lender, let us show you the way

Recent surveys explain why veterans have not used their VA home loan benefit. Among the main reasons was lack of information and that is why you need our VA expert.

Mortgage Benefits for our Veterans


One of the best benefits offered and with lower rates you can enjoy lower monthly payments.


Financing fees can be rolled into the loan amount. Plus a Closing Cost Credit from the seller means your closing costs could be paid for.


Mortgage insurance rates add to your monthly payments, but with the VA loan you no longer need PMI.


Close in as little as 2 weeks. Often no appraisals are needed so closing your mortgage is quick and easy.


he VA does not require a specific FICO score.


A VA mortgage can be assumed by a qualified new owner when you sell your home. This can make your home easier to sell later on.

Why Use Worthington Reverse Mortgage Team?

As a concierge reverse mortgage banker, you work with the same small team throughout every step of the process. With everything inhouse, you never have to deal with a third party company.

Who is Eligible?

If you’ve served for at least 90 continuous days, you meet the minimum active-duty service requirement (ADSR). For veterans, it depends on when you serve. The requirement ranges from 24-181 days (ADSR).

Why Borrowers Choose Us

“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”

Rob Mould, Mortgage, Loan Officer - Nashville, Tennessee

“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to New South Mortgage! Again, Thank You for the great support!”

Ray Simons

“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”

Susan B.

“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”

Janet C.

“NSM is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”

Kimberly T.

“Thanks to Will Worthington and New South Mortgage for making the home buying process pleasant and simple, we couldn’t have done it without you!”

Birmingham, A , (Purchase Borrower)

Let us help you with our

Experienced Team

Billions in Home Loans and Thousands
of Happy Home Clients since 1990.
Streamlined process

Mortgage Banker Advantage

Lower Interest Rates
No Broker Fees
Lower closing costs

Close in just 14 business days with no appraisals

With every step and decision, you work with the same in-house team.