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Fill out the form below and one of our mortgage specialists would be happy to answer all of your questions and walk you through the details.

90% Financing.
Same-day pre-approvals

Close in just 2 weeks.
No appraisal program

Tap into your
Home Equity

Up to 100% financing.

Customized for you.
Top 30 in the nation.

Save Thousands of Dollars in Your Mortgage with The Worthington Advantage

✔ Lower Interest Rates
✔ No Broker Fees
✔ Up to 100% Financing

90% Financing.
Same-day PreApprovals

Close in just 2 weeks.
No appraisal Program

100% Financing.
Reduced closing costs

Customized for you.
Top 30 in the nation.

Billions of Home Loans.
Thousands of Happy Customers.

“From my first call, my Loan Officer answered all of my questions and eased my anxiety through the process of my home purchase. I even had an issue come up after closing that I reached…”

Rob Mould, Nashville, Tennessee

“It was a pleasure working with you on our Smith Lake home! You 1resolved every issue with a timely solution, demonstrating a true knowledge of the mortgage world. Having interfaced with a few real estate deals over the years, I am very impressed with your willingness to get the job done. You are a credit to New South Mortgage! Again, Thank You for the great support!”

Ray Simons, Home Refinance

“Working with Worthington Mortgage is always guaranteed to be a smooth process. My Loan Officer always does her job well and communicates with everyone to ensure there are no issues at closing.”

Susan Bold, Home Purchase

“Brandi in Huntsville is an awesome Loan Officer! I was very impressed with her positive attitude, customer service, attention to detail, and quick turn-around. Best experience I have ever had with a home loan!”

Janet Cummings, Refinance

“NSM is where you go if you want to feel like part of a family. This is where I’ve met some of the most knowledgeable people and where we all work as a team to get the job done.”

Kimberly Timothy, Purchase

“Thanks to Will Worthington and New South Mortgage for making the home-buying process pleasant and simple, we couldn’t have done it without you!”

Albert Berckshire, Purchase


A mortgage experience that’s simple and streamlined for you

From application to loan approval, our process keeps you on track and fully informed every step of the way.


Quickly start calculating your future mortgage

This easy to use mortgage calculator will show you the amortization schedule and breakdown of your payments made towards your home loan.

We have some of the lowest mortgage rates in the market

Interest rates are dropping! Whether you’re a first-time homebuyer or looking to refinance, our team is here to help you take advantage of this incredible opportunity.

CALL to get PreQualified in as little as 3 minutes

*Average APR. Individual rates will vary per Loan Program

Let’s get started. What mortgage is right for your home?

Tell us about your goals


VA loan specialists

Helping Veterans for over 30 years. As an approved lender, we have local delegated underwriting, two week closings, and 100% financing. Let us show you the appreciation your deserve.



Want to stop paying a monthly mortgage?

Let our 30 years of experience show you how a HECM (Home Equity Conversion Mortgage) allows you to choose your future again. Eliminate your mortgage payment. Access the equity in your home. Payments optional.



Reverse Mortgage

VA Home Loans

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First Time Home

Explore All Loan Options

The right tools to help you every step of the way